Since the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) authorized the Consumer Financial Protection Bureau (CFPB) to regulate lending practices in the credit market, the CFPB has addressed the mortgage market with several amendments to existing mortgage regulations under the Truth in Lending Act (TILA) and the Homeowner Equity Protection Act (HOEPA). The TILA and […]